Emergency Loans



  • Loan amount 1.000 - 50.000 PHP
  • Interest rate 1% per day
  • Term 91 — 365 days


  • Loan amount 1.000 - 12.000 PHP
  • Interest rate 0.2% per day
  • Term 7 — 28 days


  • Loan amount 1.000 - 25.000 PHP
  • Interest rate 0,49% per day
  • Term 30 - 180 days


  • Loan amount 2.000 - 20.000 PHP
  • Interest rate 0% per day
  • Term 10 - 180 days


  • Loan amount 3.000 - 10.000 PHP
  • Interest rate 0,65% per day
  • Term 5 - 30 days


  • Loan amount 1.000 - 25.000 PHP
  • Interest rate 0,43% - 0,5% per day
  • Term 1 - 61 days
  • Loan amount 2.000 - 20.000 PHP
  • Interest rate 1 per day
  • Term 7 - 30 days


  • Loan amount 10.000 - 2.000.000 PHP
  • Interest rate 0.26% per day
  • Term 30 — 1095 days


  • Loan amount -
  • Interest rate 1% - 5%
  • Term 3 - 24 months


  • Loan amount 3.000 - 20.000 PHP
  • Interest rate 1% per day
  • Term 7 — 60 days


  • Loan amount 1.000 - 10.000 PHP
  • Interest rate 0.5% per day
  • Term 7 — 30 days


  • Loan amount 1.000 - 30.000 PHP
  • Interest rate 0.8% per day
  • Term 61 — 360 days


  • Loan amount 3.000 - 30.000 PHP
  • Interest rate 0,066% per day
  • Term 90 - 180 days


  • Loan amount 1.000 - 12.000 PHP
  • Interest rate 0.04% per day
  • Term 90 — 180 days


  • Loan amount 1.000 - 20.000 PHP
  • Interest rate up to 2% per day
  • Term 1 - 35 days

Facing an emergency without someone’s help is always difficult. Especially when it also entails large unforeseen expenses. Unfortunately, this does happen, so a backup plan won’t hurt anyone. It is always advisable to set up a contingency fund for such situations, into which you can save a small portion of your salary every month. Of course, this is easier said than done, so if you are in financial difficulties or your contingency fund does not fully cover contingencies, you will have to consider other options. A small loan moto can be just the thing that will cover unexpected financial expenses and save you from a high-interest loan.

Emergency Loans: What Belongs to Them?

In different countries, the conditions for online lending differ. For example, in the Philippines, only a few cases are classified as “emergency loans”. For example, if you are unemployed, you need money for health insurance or services. Finally, urgent repairs are required.

In addition to MCOs, there are other sources of loans. The borrower will be able to obtain an emergency loan through some government agencies. Some countries have programs to support the population. For them, interest rates are lower, and the terms are longer.

Can an Emergency Loan Help you?

This type of loan is suitable for everyone in any situation, whether it is unforeseen medical expenses, a car breakdown, or broken pipes in the house. The advantage of an emergency loan is the fact that once you have received it, you decide how you will manage your money. An emergency loan will do the following for you:

  • Will cover the initial needs of the current emergency;
  • Will cover any additional costs;
  • Covers daily expenses if you need a break;
  • Helps you get back on your feet;
  • Keeps you from getting bogged down in high-interest credit card debt.

Therefore, if you are thinking about this type of loan to cope with an emergency, remember: it will help you not only solve the problem of the initially arisen expenses but also provide support in the subsequent return to your feet.

How to Get an Emergency Loan and Return it?

You can get an emergency loan if you meet the following criteria:

  • If you are from 18 to 69.
  • If you have some source of income: if you are employed, self-employed, or retired.
  • You need to provide an identification document and a proof of address.

You can repay your debt in the following ways:

  • via the cashier of any bank working in the Philippines;
  • via a money transfer system Western Union;
  • via other e-payment systems.

Great Alternative to Credit Cards

People often think that applying for a loan is either optional or a poor financial choice, although, in reality, consumer loans will benefit you more in the future. When unpredictable expenses suddenly appear, most people think about using their credit cards to cover them. However, this is probably one of the worst ideas for your financial situation.

Credit cards are often used when you don’t have the funds you need at the moment. The main problem with this solution is that once you have used your credit card to pay a large medical bill or repair your car, and you cannot pay off this debt quickly, you can get bogged down in high-interest loans that will have to be paid off for years. This is why an emergency loan in the Philippines is considered a great alternative to credit cards. Here are just a couple of benefits:

  • A simplified payment plan;
  • Lower interest rates than most credit cards;
  • Small affordable monthly payments;
  • A fast approval;
  • A clear date for the full repayment of the debt.

Naturally, credit cards can be a good financial instrument, however, if used incorrectly, they can have a negative impact on your finances.

The Main Advantages of Obtaining Modern Emergency Loans

As a rule, before deciding on one of the offers of the modern market, each consumer tries in advance and carefully enough to familiarize himself with exactly what advantages and benefits this or that solution can be presented today. And we can safely say that the possibility of obtaining an emergency loan today has a fairly large number of positive aspects:

  • Favorable and attractive conditions.
  • The speed of receiving funds is quite high.
  • There is no need to leave home, you can apply online.
  • The client determines the amount and term of the loan himself.
  • Easy to return.
  • Convenient payment schedule.
  • Minimum requirements for documents and more.

Choosing the Best Lender

One of the extremely important issues that must be resolved when applying for an emergency loan in order to get the most favorable conditions is the choice of a suitable lender. It will help you deal with the problem that has arisen as soon as possible and efficiently

To make the right choice, you need to do your homework by examining the offers on the market. It is obvious that emergency loans are usually required urgently, so to shorten the time to find the right lender, we recommend that you follow a few simple tips:

  • Do not trust creditors who promise you mountains of gold. There are always criteria to be met and procedures to be followed.
  • Legitimate lending companies will never charge you upfront.
  • Do a quick online survey of a company for customer reviews.
  • And most importantly, trust your intuition. If the terms and conditions offered to you seem too good to be true, most likely they are.

The quick emergency cash loans for unemployed on the Philippines are most popular with modern people today and allow you to quickly and easily solve any financial issues and difficulties. Such loans will not be difficult to obtain if you know exactly who you should contact for help. But, as a rule, the choice of offers from MFOs is large enough in the modern market, and in order to get acquainted with all the offers and find the most profitable for yourself, you will have to spend a lot of time. But in fact, this issue is being resolved quite quickly today. On the Internet, you can find specialized sites and services that have collected all available MFIs with working conditions and cooperation, and are ready to help with the selection of the most profitable or practical conditions that fully meet all the requirements of the visitor.

TOP 7 Emergency Loans June 2024
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