CashIn App Loan App
CashIn App
  • Easy to apply
  • Approval time
  • No hidden condition
  • Renewal rules
  • Service quality
  • Customer support
Contact information
Phone number: 1-855-832-7227
8:00 to 10:00

CashIn loan apps are becoming more popular and have become a great way for people to borrow money fast. However, there are certain things to be aware of before you sign up for one of them.

CashIn is a paycheck advance app

CashIn is an app that advances your pay to your bank account. The app is free to use and requires no credit or Social Security number. Users can receive their funds in one to two business days, and there are no fees or interest charges. Additionally, CashIn allows you to pay it forward to help others.

CashIn can be useful to people with low incomes and unstable financial conditions. It offers a small advance for free, allowing you to pay for urgent expenses before your next paycheck arrives. It also negotiates medical bills for those who can’t pay for them. While this app can make it easier to meet emergency expenses, it is still important to have a higher income than your expenses.

While some paycheck advance apps are free, many come with fees and other expenses. The best option is a reputable company that offers lightning fast funding and no recurring charges. While some companies may ask you to provide proof of income, CashIn does not demand repayment or put your account in collections. Besides, you will not be charged any interest if you don’t repay it on time. Its fees are negligible compared to payday loan online Philippines legit.

CashIn app is a good choice if you are looking for a mobile payday loan. It provides up to two days’ worth of money before your next paycheck. With this service, there are no fees and you can use your existing checking account. As long as you have a steady income and minimum monthly activities, you can get up to PHP2,000 in just one payday. You can pay the money back with your next paycheck.

The App works by checking the hours worked for your paycheck and deducting the amount from your paycheck. You can also add a tip to your withdrawal. This app works great for hourly and biweekly workers who find themselves struggling to cover expenses. Earnin is very similar to a payday loan except that it has lower interest rates and allows you to withdraw up to PHP500 a day.

Loan parameters
  • Loan amount
    3.500 - 15.000 PHP
  • Interest rate
    starting from 8%
  • Term
    91 - 180 days
  • Age
    18+ years

While it is not as expensive as payday loans, it still has its drawbacks. You can still get up to PHP500 per pay period, but earning more can make you more money. In addition to negotiating a discount, you can also donate any amount you can afford to the nonprofit of your choice.

The app also offers a small loan amount of up to PHP200 without a fee. Users should avoid overdrawing their bank account by borrowing too much money on the app. However, users who have a CashIn app spending account can access higher loan amounts. Additionally, users can take advantage of the app’s “Side Hustle” feature to earn extra money.

CashIn app offers other services, including paycheck advances up to PHP250, automatic budgeting tools, and credit-building services. A membership is only PHP1 a month, and you can receive up to PHP100 in your paycheck in just 2-5 days. You can even receive your funds with a debit card.

A monthly membership fee of PHP1 covers the app’s financial features, but the express fee is much higher. For an advance of up to PHP100, the fee can top out at PHP5.99. However, if you can wait a day or two, you can avoid the fee altogether. To reward CashIn for providing exceptional service, the app asks its users to give a tip of 15% of the amount they advance. CashIn’s cash-advance service allows users to avoid fees related to overdrafts and get paid up to two days sooner.

CashIn charges overdraft fees

If you need fast cash, but don’t have the funds to get it from your bank, consider using the CashIn loan app to make the process faster. The app offers cash advances based on your upcoming paycheck, and when the time comes, the money will be deducted from your account. Usually, you can pay off the money within two to three days, and it can even be paid back earlier if you have the funds in your bank account. However, it’s important to note that a CashIn cash advance can only be used once per month, and you won’t be able to make another one until you pay off the first one.

In order to qualify for a CashIn cash advance, you must have a bank account with a direct deposit set up. Your account should be active for at least two weeks, with at least one direct deposit completed in the past. The app uses machine learning to assess your spending and earning habits. You can use the money for emergency situations or make your repayments on your next payday. The maximum cash advance is PHP250. In addition to that, the app also offers automatic budgeting and a service that connects users with flexible side jobs.

CashIn does not charge any interest on its loans, but does charge a subscription fee of PHP1. If you’re unsure about whether or not you’ll be able to pay off the loan, you can always contact customer service and change the repayment date. However, be aware that the company will not allow you to make more than one advance before you pay off the first one. Additionally, you cannot cancel the membership until the loan is fully paid off.

CashIn App
Borrower requirements
  • You must be 18+
  • Filipino Residents or permanent resident
  • Have regular income
  • Have an active bank account
Obtaining methods
  • Bank account
  • Credit or Debit card

Your comment

Michelle L
23 December 2023
Cashin's flexibility in loan amounts allowed me to borrow exactly what I needed for my educational expenses. The application was easy to fill out, and I got the approval within the same day.
Jamaal Jacobs
29 October 2023
Thank you for helping me solve my financial difficulties. The loan was processed quickly and without unnecessary complications.
Bryanjoelle candidato
19 June 2023
Support my gcash to connect other
Renato Alvarez
Renato Alvarez
I use this service often. I like the convenience and speed of applying for loans online. 24/7 support is always available to help you sort out your issues.
Arlene Francisco
Arlene Francisco
I used online loans twice. The conditions are human, they don’t call again, write to the mail or SMS. Application is still convenient, I think that it is even better than that of some banks, it is convenient for the user.
Gloria Yabut
Gloria Yabut
I decided to take a loan, and now there are so many lenders that I could not decide, and going to each site to study the conditions is very tiring and long. I came across this site, it is very easy to navigate, and all the information on microfinance organizations...
Santo Malcolm
Santo Malcolm
Everything is very reliable and safe, you can see right away, do not profit from people. I will recommend this site to my friends
Elizabeth Mizell
Elizabeth Mizell
Easy to choose the one that suits your requirements among the large list of credit companies.
Rey Rosales
Rey Rosales
Very comfortably! Confidently! What they have offered is what they do. It helps me a lot. I recommend it to you too.
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