Loans in Cebu in Cebu

There are many reasons why you need money urgently, without having to go through time-consuming bank paperwork with credit checks and credit history. Finance companies in Cebu will help you avoid further difficulties in obtaining the amount of money you need. The main advantage of the loan is the ability to purchase goods or services in real time.



  • Loan amount 1.000 - 50.000 PHP
  • Interest rate 1% per day
  • Term 91 — 365 days


  • Loan amount 1.000 - 12.000 PHP
  • Interest rate 0.2% per day
  • Term 7 — 28 days


  • Loan amount 1.000 - 25.000 PHP
  • Interest rate 0,49% per day
  • Term 30 - 180 days


  • Loan amount 2.000 - 20.000 PHP
  • Interest rate 0% per day
  • Term 10 - 180 days


  • Loan amount 3.000 - 10.000 PHP
  • Interest rate 0,65% per day
  • Term 5 - 30 days


  • Loan amount 5.000 - 40.000 PHP
  • Interest rate 5% per month
  • Term 14 - 21 days


  • Loan amount 1.000 - 12.000 PHP
  • Interest rate 0.02% per day
  • Term 7 — 28 days


  • Loan amount 3.000 - 50.000 PHP
  • Interest rate 0.3% per day
  • Term 60 — 120 days
  • Loan amount 2.000 - 20.000 PHP
  • Interest rate 1 per day
  • Term 7 - 30 days


  • Loan amount 2.000 - 100.000 PHP
  • Interest rate 1.5% per day
  • Term 28 — 112 days


  • Loan amount 500 - 20.000 PHP
  • Interest rate 0.54% per day
  • Term 90 — 180 days


  • Loan amount 2.500 - 15.000 PHP
  • Interest rate 0,83% per day
  • Term 10 - 90 days


  • Loan amount 25.000 - 240.000 PHP
  • Interest rate
  • Term 30 — 1080 days


  • Loan amount 2.000 - 20.000 PHP
  • Interest rate 0.08% per day
  • Term 91 — 120 days


  • Loan amount 1.000 - 10.000 PHP
  • Interest rate 1% per day
  • Term 7 — 91 days

List of loan companies in Cebu

If you are looking for a personal loan in Cebu, you can find it easily because there are many companies in the city, including banks and credit companies that offer fast loans. In difficult situations, it is important to have someone you can rely on in case of financial difficulties. Lenders are less strict today than they used to be, and the industry is booming thanks to increased competition. Consumers benefit from having their needs met and being able to choose the best loan offer.

To make it easier for you to navigate among a large number of companies willing to provide a loan in Cebu, we have compiled a list of verified organizations. Choose the company whose terms and conditions are best suited to you.

How to apply for a loan?

Cebu is a Philippine province in Region VII. Similar in structure to Metro Manila, Metro Cebu is composed of 7 cities and 6 municipalities. Today it is a global center, smaller than Manila but one of the most developed in the Philippines.

Because millions of Filipinos reside in Cebu, local companies offer various loan products, such as online bad credit loans or offerings from traditional banks. One of the most frequently asked questions is how to select the best loan companies in Cebu. Customers wonder how to find the most reliable company that offers safe and sufficient loans. We will try to answer this question and give you tips on how to find the best companies.

Here are some essential tips for those who want to find the best personal loan lenders:

  1. Always read the terms and conditions. This is the first and most important part. Some lenders may “hide” various fees or requirements, but they always list them in their terms and conditions. This is why you need to spend some time exploring the sites. Check not only the main pages, but also the other sections to find all the key points.
  2. Check the official registration. As we mentioned, any lending or financing company must be registered with the SEC. So, you can find all official lenders in the list of online loan companies registered with the SEC.
  3. Compare interest rates and other features. Through our interface, you can quickly find the most attractive loan offers with all the essential terms and conditions. Consult different companies to understand average amounts, rates and terms. It is important to know how the market works to find the most suitable offer.
  4. You know what you need. But how to choose the right loans? It is not difficult if you know your goals. In general, borrowers apply for loans when they need funds to cover certain expenses (education, medical care) or to make a purchase (appliances, cars, houses). So, know your purpose for applying for the best loan.
  5. Read reviews. Finally, don’t forget to check reviews. Loan companies regularly work with thousands of customers, so there are enough reviews that you can explore. Do not deal with companies that have negative customer reviews. Instead, look for companies that have good reviews, especially if you know people who have borrowed from them personally.

The best offers

Now let’s quickly check the list of lending institutions in Cebu. Here you can find a Philippine subsidized loan company or a traditional bank. We list only the most well-known names, but keep in mind that you can find other options in our extensive listings:

  • Cashalo: between P1,000 and P10,000 from 15 to 45 days.
  • Cash loan: between P3,000 and P10,000 from 7 to 14 days.
  • Easycash: between P5,000 and P10,000 from 30 to 60 days.
  • Ranger loan: between P3,000 and P10,000 from 5 to 30 days.
  • Pilipinas online loans: between P2,000 and P20,000 from 7 to 30 days.
  • Pera247: between P2,500 and P15,000 from 10 to 90 days.
  • Robocash: between P1,000 and P25,000 from 7 to 30 days.
  • Tala: between P1,000 and P25,000 from 21 to 30 days.

This list is not exhaustive. If you need other options or want to get money from a specific loan company in the Philippines without collateral, please contact us. With an extensive database, we can help you find the most suitable lender in Cebu or elsewhere in the country. However, you must always remember to choose your lending institution carefully.

In answering the question of which lending company is the best, it is good to remember that only you can decide which lender is the best. First, understand your own goals. Then, look for companies that offer the deals you need, such as education loans or personal loans for urgent needs. Finally, check the terms and conditions and apply for a loan.

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The Most Common Uses For a Loan

Major Purchases
Utility Expenses
Emergency Expense
Auto repair
New car
Debt consolidation
Home Renovations
Medical Expenses
Special Occasion
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