• Easy to apply
  • Approval time
  • No hidden condition
  • Renewal rules
  • Service quality
  • Customer support
Contact information
Phone number: 969-0471419
8:00 to 17:00
2000 PHP
50000 PHP
7 Days
30 Days
Interest rate per day
Daily payment

While online lenders in the Philippines have many benefits, some disadvantages can make you choose to use Finbro PH instead of the other options. Finbro is not a regulated company and does not possess an official certificate of authority. Thus, borrowers may face legal issues such as credit check and fraud. Also, the company operates online and does not have a physical location in the Philippines. This makes it more difficult for them to conduct business in the country.

With its convenient online application process, Finbro allows you to apply for a business loan and receive approval the same day. The company will review your submitted documents and disburse your loan within 24 hours. This platform offers business loans from several lenders, including UnionBank of the Philippines, Esquire Finance Inc., Zenith Capital Credit Group, and Right Choice Finance Inc., with a maximum loan amount of P20 million.


As the first BSP licensed online pawnshop in the Philippines, Finbro offers a wide variety of services and a fast and convenient process for borrowers. You can sell your unwanted items such as gold, platinum, designer bags, and gadgets for cash. They also offer a wide variety of fast loan in 15 minutes options with the lowest interest rates in the country. You don’t have to worry about late fees or hidden costs as you can withdraw cash from an ATM with your free pawn card.

About Finbro

Finbro is a financial service company in the Philippines that provides personal, business, and seafarer loans. This online lending company is dedicated to making it easy for every Filipino to avail of loans. This service has a rich experience, and offers competitive services to the Filipino community. Its mission is to build long-term relationships with every Filipino, so it constantly replenishes its team with new and innovative talents. If you’re interested in availing of their services, visit their website today.

This hassle-free online lending company is a trusted source for a cash loan in the Philippines. Its process is transparent and its loan approvals are fast. It offers loans to employed individuals aged 18 to 55. Its requirement is that the applicant must own an Android smartphone and must have an active checking or savings account in a bank in the Philippines. Customers love the fact that their application is processed quickly. To qualify, the applicant must be a Filipino citizen.

Finbro uses technology and scalable infrastructure to build an online platform. To apply for a loan, one must register on the Finbro website, confirm by email, and submit IDs. Finbro uses the same technology that powers Kiva, a nonprofit international nonprofit. After registering on Finbro, the lender will review the information submitted by the applicant and send a notification to the applicant by SMS.

Loan parameters
  • Loan amount
    2.000 - 50.000 PHP
  • Interest rate
    1,12% per day
  • Term
    30 - 365 days


To apply for a personal loan, visit Finbro Philippines. It is a simple, online process that requires a few details, such as the loan amount and duration. You can choose the payment option that fits your needs best, and pay it off using your bank account or by visiting one of their branches. You can get a reference number via email or SMS, and keep it safe to avoid identity theft. Once approved, you can expect the money to arrive in your bank account within a few days.

The company was founded in 1935 as a radio and car manufacturer but transitioned to a stable financing institution in the mid-90s. Today, the company offers various lending products and financial services to the rural Filipino community. The company has also joined the peer-to-peer lending movement and now operates across several Southeast Asian countries. It specializes in supplying reliable microloans to those without immediate access to funds.

Finbro is a digital-only neobank that aims to disrupt the Philippine consumer lending market by offering a revolutionary Quick Loan. The bank’s product offers consumers a quick, hassle-free way to borrow up to PHP500,000, without the need for a credit history or a bank account. By using alternative credit scoring technologies, Finbro is aiming to serve the vast unbanked middle class in the country.

Finbro Bank offers a personal loan program that allows you to borrow up to PHP50,000 in microloans. These are repayable over 24 months at a fixed interest rate of 7% per month, which can be reduced to 5.42% by linking an ATM card. The convenience and flexibility of this program is unmatched. You can opt for auto-debit payment, or choose to set up payments in installments. Your monthly payments will automatically debit from your Finbro bank account. To apply for a personal loan, you must have a Philippine citizen age 21-65. Self-employed individuals are eligible to apply as long as they have been in business for at least one year.

In terms of loan products, Finbro offers unsecured loans at 0% interest, which are rare in traditional banks. Traditional banks require applicants to have a credit history, but many Filipinos don’t have one. This situation exacerbates the problem of high interest rates, which wreak havoc on the financial stability of the average Filipino. Because of the short repayment period, most Filipinos fail to make the repayments in time, so Finbro has launched an unsecured loan program with no credit check.

Finbro Requirements

Finbro is a reputable financial institution in the Philippines that offers various loan products to individuals in need of financial assistance. To help you understand the requirements for obtaining a loan from Finbro, we have compiled the following information:

  • Age: Borrowers must be of legal age, typically 20 years old and above, to be eligible for a loan from Finbro.
  • Valid Identification: You will need to provide a valid government-issued ID, such as a passport, driver’s license, or Social Security System (SSS) ID. This is to verify your identity and ensure that you meet the age requirements.
  • Proof of Income: Finbro requires proof of income to assess your repayment capacity. This can include recent payslips, income tax returns (ITR), or certificate of employment. Self-employed individuals may need to submit bank statements or business permits to demonstrate their income.
  • Proof of Address: You will need to provide a proof of address, such as utility bills, bank statements, or any document that displays your current residential address. This is to verify your residence and ensure that you can be contacted regarding your loan application.
  • Employment or Business Details: You may be required to provide information about your current employment or business, including your job position, employer or business name, contact details, and length of employment or operation. This helps Finbro assess your stability and reliability as a borrower.
  • Contact Information: You will need to provide your contact information, including a valid phone number and email address. This is important for communication purposes throughout the loan application process.

Remember, meeting the requirements is just the first step in the loan application process. Finbro will also evaluate your creditworthiness and repayment capacity before approving your loan. It is essential to maintain a good credit history and ensure that you can comfortably repay the loan amount within the agreed terms.

Applying for a loan with Finbro can be a convenient way to address your financial needs. By understanding and fulfilling the necessary requirements, you can increase your chances of securing a loan and achieving your financial goals.

How To Repay Finbro Loan in the Philippines

Repaying your Finbro loan in the Philippines is a straightforward process. Here’s a guide on how to repay your loan:

  1. Know your repayment schedule: When you receive your loan approval, Finbro will provide you with a repayment schedule. This schedule outlines the due dates for your loan installments and the corresponding amounts.
  2. Choose a payment method: Finbro offers various payment methods to make it convenient for borrowers to repay their loans. You can typically choose from options such as bank deposit, online banking, over-the-counter payments, or mobile payment platforms.
  3. Settle your payments on time: It is crucial to adhere to the repayment schedule and make your payments on or before the due dates. Late payments may result in additional fees and charges, and it could potentially affect your credit standing.
  4. Monitor your payment history: Keep track of your loan repayments and maintain a record of all the transactions. This will help you ensure that all payments are accounted for and assist you in managing your finances effectively.
  5. Communicate with Finbro: If you encounter any difficulties in repaying your loan or foresee challenges in meeting your payment obligations, it’s important to communicate with Finbro promptly. They may provide options to assist you, such as restructuring the loan or adjusting the repayment terms.
  6. Consider early repayment: If you have the means to do so, you can explore the possibility of repaying your loan before the agreed-upon term. Contact Finbro to inquire about any fees or charges associated with early repayment and the process to settle your loan in advance.
  7. Keep your contact information updated: Ensure that Finbro has your current contact information, including your email address and phone number. This will allow them to reach out to you regarding any updates or reminders related to your loan repayment.

Remember, it’s essential to carefully review the terms and conditions of your specific loan agreement with Finbro for complete information on the repayment process. If you have any questions or concerns, don’t hesitate to contact their customer service for assistance.

When it comes to repaying your Finbro loan in the Philippines, you have several payment methods available. Here are some common payment methods you can use:

  • Online banking.You can make your loan repayments through online banking platforms. This allows you to transfer funds directly from your bank account to Finbro’s designated account. Simply log in to your online banking portal and follow the instructions for fund transfer or bill payment.
  • Over-the-counter payments:7-Eleven CliQQ, MLhuillier, Cebuana Lhuillier, Palawan Express, Bayad Center, SM Bills. Finbro may have partnerships with banks or payment centers where you can make over-the-counter payments. Visit any of these authorized payment channels and provide your loan details and payment amount to complete the transaction. Be sure to keep the payment receipt as proof of payment.
  • Mobile payment apps: PayExpress (Gcash & Maya) or PayExpress Loans (ShopeePay). Finbro may accept payments through popular mobile payment apps in the Philippines. These apps enable you to transfer funds using your smartphone, making it convenient and accessible. Check with Finbro if they have any specific mobile payment options available.
  • Fast and Convenient: Finbro offers quick and hassle-free loan application processes, allowing borrowers to access funds in a short amount of time.
  • Flexible Loan Amounts: Finbro provides a range of loan amounts to suit different financial needs, giving borrowers the flexibility to choose the loan amount that best fits their requirements.
  • Competitive Interest Rates: Finbro offers competitive interest rates, ensuring that borrowers can secure loans at reasonable costs.
  • Easy Eligibility Criteria: Finbro has relatively lenient eligibility requirements, making it accessible to a wider range of individuals, including those with limited credit history or low income.
  • Online Application: Finbro allows borrowers to apply for loans online, eliminating the need for physical paperwork and saving time and effort.
  • Limited Loan Terms: Finbro may have shorter loan terms compared to other lenders, which can result in higher monthly repayments for borrowers.
  • Late Payment Charges: Failure to make loan repayments on time can result in late payment charges and additional fees, potentially increasing the overall cost of the loan.
  • Potential Risk of Overborrowing: Like any loan, there is a risk of overborrowing and falling into a debt cycle if borrowers do not exercise responsible borrowing practices.

Online application in Finbro

One of the first things to do is make sure you’ve arranged your payments. If you don’t have a lot of money, you can get a loan from Finbro Philippines through an online application. This means you can apply for as much as PHP 15000 and then repeat the process up to PHP 50000 if you’re able to make the payments on time. It’s important to note, however, that Finbro doesn’t have a formal branch in the Philippines and you have to pay interest on the amount lent. You can also check whether or not you’ll be able to make payments through Bank Transfer.

If you need instant access to funds, you can use a Finbro app. All you need to apply for a Finbro is a government-issued ID, a payslip, company ID, and bank account details.

Applying for a Finbro loan is easy and fast. This online service allows you to apply for a personal loan of up to PHP 15000 and can be repeated up to PHP 50000. Depending on your credit score and history with the Finbro service, you may be able to qualify for a loan. Once approved, you can receive the money into your bank account within hours. You can also choose the term and amount of the loan, and submit a valid ID and a selfie.


How do I apply for a loan with Finbro PH?

To apply for a loan with Finbro, simply visit their website and complete the online application form. Provide the required information and documents, and submit the application for review. You will be notified of the loan decision once it has been processed.

What types of loans does Finbro offer?

Finbro PH offers various loan products, including personal loans, salary loans, business loans, and emergency loans. The loan options may vary in terms of loan amounts, repayment terms, and interest rates.

What are the eligibility requirements for a loan from Finbro?

To be eligible for a loan from Finbro, you need to meet certain criteria. Generally, you should be a Filipino citizen or a resident of the Philippines, at least 21 years old, have a stable source of income or employment/business, and possess the required documents.

How long does it take to receive a loan approval from Finbro?

The loan approval process at Finbro PH is typically quick. Once you have submitted your application along with the required documents, the review process usually takes a few business days. You will be notified of the loan decision through email or phone.

What is the loan repayment process with Finbro?

Finbro PH offers flexible repayment options for their loans. You can choose from various repayment terms, and the loan repayments are typically made through monthly installments. The specific repayment details will be provided to you upon loan approval.

Can I apply for a loan even with bad credit history?

Finbro Ph understands that individuals may have varying credit histories. They consider loan applications from borrowers with different credit backgrounds. While a good credit history can improve your chances of approval, having a bad credit history does not necessarily disqualify you from applying for a loan.

What happens if I miss a loan payment or default on my loan?

Missing a loan payment or defaulting on your loan with Finbro may have consequences. It can result in late payment fees, additional interest charges, and it may negatively impact your credit score. It is important to communicate with Finbro if you are facing difficulties in repaying your loan to explore possible solutions.

Can I repay my loan early?

Yes, you can usually repay your loan early with Finbro. However, it is advisable to review the loan terms and conditions or contact their customer service to understand any applicable fees or charges for early repayment.

How can I contact Finbro for further assistance?

You can reach Finbro’s customer service through their contact details, including phone numbers and email addresses provided on their website. Feel free to reach out to them for any queries or concerns related to your loan application or repayment.
Borrower requirements
  • You must be 20+
  • Filipino Residents or permanent resident
  • Have regular income
  • Have an active bank account
Obtaining methods
  • Bank account
  • Credit or Debit card

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Your comment

Maria Santos
25 January 2024
Getting an online loan turned out to be incredibly convenient! The process took only a few minutes, and I was able to quickly solve my financial problems without unnecessary paperwork.
Jose Garcia
01 January 2024
Surprisingly, the loan application was reviewed and approved in just 10 minutes. Very helpful in a difficult situation.
Carlos Pineda
08 December 2023
Finbro helped me with a ₱30,000 loan for business equipment. The application was simple and the approval was fast.
Joy Santos
11 November 2023
Needed ₱8,000 for emergency home repairs. Finbro's process was straightforward and the funds came through quickly.
Elwin Ledner
21 October 2023
finbro met my expectations. obtaining a loan turned out to be a quick and efficient process
Elias Hackett
08 October 2023
I am very pleased with how quickly and efficiently I solved my financial problems through this service.
Dandre Heaney
27 July 2023
Thank you for helping us financially! I applied for a loan online without any problems, I received the money instantly. Very convenient and reliable service!
Osborne Jerde
23 July 2023
An online loan is a real salvation in critical situations. Very satisfied with the services of this company. I filled out the application in a couple of minutes, and the money came promptly. Many thanks for the help
23 June 2023
I wanted to upgrade my computer for work purposes, and Finbro's technology loan made it possible. The loan process was smooth, and the interest rates were reasonable. Thanks to Finbro, I now have the tools I need for success.
Ms. Antonietta
01 June 2023
I wanted to invest in stocks, but I needed capital. Finbro's investment loan provided me with the funds to pursue my investment goals. The loan terms were favorable, and the application process was hassle-free. Thank you, Finbro!
Bulah Mohr
22 April 2023
Finbro helped me upgrade my home with ease.
18 April 2023
Applying for a loan with Finbro was a breeze. The online process was straightforward, and I received loan approval within a few hours. The funds were quickly disbursed into my bank account, allowing me to address my urgent financial needs. The repayment process was hassle-free, and I appreciated the reminder notifications for due dates. I highly recommend Finbro for their fast and reliable service.
Juanito Santos
18 April 2023
The application process was simple, and I received the funds in my account quickly. Highly recommended!
Wilderman II
09 March 2023
I was hesitant to apply for a loan online, but Finbro made the process so easy. I got the money I needed quickly, and the interest rates were much lower than what I would have paid with a traditional lender.
Eula Runte
20 September 2022
Everything is very fast and on the card, 15 minutes and you have the money
Gloria Yabut
Gloria Yabut
I decided to take a loan, and now there are so many lenders that I could not decide, and going to each site to study the conditions is very tiring and long. I came across this site, it is very easy to navigate, and all the information on microfinance organizations...
Roger Williamson
Roger Williamson
I went there on the advice of a friend and did not regret it. Everything corresponds to the stated conditions!
Kimberly Perkins
Kimberly Perkins
Recently, money was urgently needed, and one of the loan companies represented on this site, issued a loan in less than an hour, which is impressive.
Rodrigo Antonio
Rodrigo Antonio
I have been using it for a long time, they really help out, everything is clear
Arlene Francisco
Arlene Francisco
I used online loans twice. The conditions are human, they don’t call again, write to the mail or SMS. Application is still convenient, I think that it is even better than that of some banks, it is convenient for the user.
Norma Manuel
Norma Manuel
I needed money urgently - so applied. It was already past midnight, but in the morning the money was already in my account. Approved 5000 pesos, but three was enough for me. Recommend.
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